Ancient Art of Healing
Acupuncture & Traditional Chinese Medicine

Does insurance cover acupuncture?

Does Insurance cover Acupuncture treatments?

The answer to that is yes, no, and maybe; absolutely not, well..... maybe. I'm not too sure.

Yes, it is crazy out there in "insurance land" right now. So, we will do our best to tell you what have figured out after 8 years of investigation, trial and error, appeals, millions of phone calls, rejections, approvals (but no explanations that make sense).

As it exists today, most health insurance companies do not pay for "acupuncture codes" or
for natural herbal medicines.  Since EVERY POLICY is DIFFERENT and the plan YOU SELECTED limits or restricts your choices in health care practitioners and specialists.

Acupuncture is covered by most major insurers, but you should check with your carrier to determine if your benefits package covers treatments by the safest, most effective health care providers licensed by the state.

To have us verify your benefits please fill out and return the 
Insurance Verification & Assignment of Benefits Form.

Ancient Art of Healing is a member of the two largest insurance clearinghouses which gives us an advantage when it comes to dealing with insurance companies.

By providing access to over 5,000 insurance carriers, we can verify eligibility and benefits for acupuncture treatments, medical testing, and give patients an idea as to their costs associated with natural health care.

This is what Aetna has to say about Acupuncture!

Clinical Policy Bulletin:

Aetna considers needle acupuncture (manual or electroacupuncture) medically necessary for any of the following indications:

  • Chronic low back pain. (Maintenance treatment, the patient’s symptoms must show signs of improving, is considered medically necessary. If no clinical benefit is appreciated after 4 weeks, then the treatment plan should be reevaluated); or
  • Migraine headache; or
  • Nausea of pregnancy; or
  • Pain from osteoarthritis of the knee or hip (if no improvement after 4 weeks, then the treatment plan should be reevaluated); or
  • Post-operative and chemotherapy-induced nausea and vomiting; or
  • Post-operative dental pain; or
  • Temporomandibular disorders (TMD)

Does Aetna really cover acupuncture?

Week after week, patient’s present to our office with their Aetna ID card. We call to check for acupuncture benefits and are told, time and time again, that they HAVE coverage. The patient has already done their own research and knows that they are supposed to have coverage. Yet, with the first billing, the denial comes. Now, as it turns out, when verifying insurance, the burden is on us to ask each and every pointed question since the person on the other end providing the benefit information is typically clueless and in a foreign country where English is, at best, a second language.

We must now specifically ask if acupuncture is ONLY covered in lieu of anesthesia or to treat nausea and vomiting related to chemotherapy…then through previous trial and error we know that if they do actually have acupuncture coverage then it is only for the handful of conditions specifically listed in their clinical service bulletin. This lists the diagnosis’ deemed treatable with acupuncture; migraines, low back pain, and a variety of osteoarthritis conditions. No regular headaches, no neck pain, no post-operative pain….nothing else. Heaven help you if you bill for something not on the list. The denials will flow in and the enraged patient will be calling, very indignantly stating that they have acupuncture benefits. Somehow, it’s always our fault no matter how much pre-emptive work we try to do. At the end of the day, I really have to wonder, does Aetna REALLY cover acupuncture? Not for about 95% of cases.


Helping Florida's Injured Workers return to work, naturally!
We are Certified Health Care Providers for Florida's Work Comp System.
FLWC hcp cert.jpg


USIS Orlando
Liberty Mutual
Cinncinnati Ins. Co.
Most others with pre-approval


Recent legislative sessions show that there is false bias against any alternative medicine.  The Florida Legislature just voted to "eliminate fraud" by removing patients' right to choose the safest, most effective, least expensive form of medicine by calling us "hucksters".

A State Rep. said during a conference hearing that the state would save "hundreds of millions of dollars" by eliminating fraudulent practitioners.

When you look at the numbers involved, they tell a completely different story.

In 2010, Florida insurers paid out $1.1 Billion in claims.  That is $1,100,000,000.  Of that amount, correctly trained practitioners (F.S.457) only received $851,000.  That amounts to less that 1/10th of 1% of the money spent on PIP Auto claims in Florida in 2010.

So, out of $1.1 Billion, we received less than $1 million.  Can you tell me how cutting us out as fraudulent (there was no evidence presented to back up this charge) can amount to a savings of "hundreds of millions of dollars?"  That amounts to less that 1/10th of 1% of the money spent on PIP Auto claims in Florida in 2010.

With this information one can conclude that there is more to the "PIP fraud" story. 
Dr. Beardsley uses only proven Natural Herbal Formulas and Acupuncture to repair injuries, speed healing, strengthen the patient and reducing stress in the process. This helps return the patient to work in a stronger, less stressful condition. In most cases, the severity and duration of an injury can be mitigated by these simple, time-tested strategies.

This natural method of health care usually reduces or eliminates the need for addictive narcotic pain medicines.

Avoiding dependence on narcotics is one of the major reasons for choosing TCM as an adjunct to western medical treatments.

We also are effective at treating chemical dependance whether narcotics or alcohol once a patient develops it.

Eastern and Western medicine together is the future of health care.

(863) 644 - 2447

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